Alabama Debt Relief Help is one of the companies that has helped many people find ways to get out of debt. This company offers debt relief services that are designed to help you. A company that is a part of Alabama Debt Relief Help is called Altex. You can get out of debt without bankruptcy and without having to go through a financial hardship. This company offers both debt settlement and debt consolidation. The companies work with all of your creditors so that they can reduce your interest and monthly payment. They also negotiate with them on your behalf and hope to get some sort of freeze or reduction on what you owe.